Principal Credit Officer at Uasin Gishu County Government

Job Description

Requirement for Appointment

Bachelor’s degree in Finance, Accounting, Business Administration, Economics, Banking, or a related field from a recognized institution
Knowledge and relevant work experience of not less than three (5) years; and
Shown merit and ability as reflected in work performance and results.

Duties and Responsibility

Develop, review, and implement credit policies, guidelines, and strategies to ensure sound credit management.
Coordinate credit appraisal, loan processing, approval, and disbursement in line with organizational policies.
Supervise credit officers and ensure compliance with risk management frameworks.
Monitor loan performance and prepare periodic reports on loan portfolio quality, arrears, and recoveries.
Ensure adherence to regulatory requirements, credit standards, and internal controls.
Oversee debt collection and recovery processes, including negotiating with delinquent clients.
Advise management on credit risk exposures and recommend mitigation measures.
Conduct market research and analysis to guide credit product development and risk assessment.
Provide mentorship, training, and performance management for junior staff in the credit department.
Prepare management and board reports on credit operations, performance, and compliance.
Plan, monitor and evaluate performance of staff against the set targets