Full time Offered Salary :

Senior Officer Credit Administration at Rafiki Microfinance Bank. Nairobi

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Job Description


  1. To ensure end to end perfection of approved applications (including  but not limited  to credit applications)
  2. To ensure full compliance as per approved conditions of sanction while ensuring compliance with credit policies and procedures.
  3. Authorization of loans/disbursements, overdrafts, credit limits, letters of credit and Bank guarantee in the Core banking system as per laid down SLA/TAT and credit policies and procedures.
  4. Execution of all security withdrawal and substitution applications and also setting up of a system of lodgment and withdrawal of Securities report
  5. Preparation of various management reports i.e. PAR Report ,Lipa na Mpesa status reports, daily loan disbursement, pending disbursement report, Letter of offer status report and post disbursement reports
  6. Ensuring upfront and accurate collection of fees / LACE, Insurance premiums (Credit life & Collateral Insurance).
  7. Management of loan files after disbursement and also regular update and also maintenance of the asset register
  8. Preparation of daily and monthly CRB updates, issuing of pre-listing and post-listing notices as per laid down CBK guidelines.
  9. Engaging clients in all NTSA and MPSR matters through e-citizen and TIMS platforms including but not limited to; motor vehicle search, registration and transfers, discharge  of vehicles, registration and deregistration of  movable  assets (Chattel Mortgage)
  10. Ensure prompt payment of outstanding fees due to valuation, tracking and legal processes to the allocated service providers
  11. Ensure prompt execution of loan closures, change of dates and rescheduling.
  12. Perform any other duty assigned by supervisor from time to time.


  1. Bachelor’s degree in a business course from an accredited university.
  2. 3-4 years cumulative work experience in a busy commercial bank or microfinance bank with a strong bias in Credit Analysis and Credit Administration
  3. Working knowledge of Trade Finance Operations will be an added advantage
  4. Proficiency in computer packages – Ms Word, Ms Excel and Ms Power point
  5. Attention to detail, accuracy and diligence & analytical skills
  6. Strong interpersonal skills
  7. Excellent communication skills both verbal and written
  8. Strong negotiation and problem solving skills
  9. Ability to work under pressure
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